I want to buy land and build a home. A guide what you need to know..by Ronzee Henry GUIDE

A Client Guide by Ronzee Henry, Libertas Real Estate

This guide will walk you through what to expect so you can avoid costly mistakes and move forward with confidence.

 

Not all land is ready to build on before purchasing, you need to evaluate zoning and what type of home is allowed.

Access-  Legal road access is required to build

Topography -Slopes, washes, and desert terrain impact cost

Utilities – Water, electric, septic vs. sewer

💡 In Arizona, many properties are on septic and may require hauling water or drilling a well.  Due Diligence (MOST IMPORTANT STEP)

Before you close on land, you must complete:

Survey (confirm boundaries)

Soil/perc test (for septic approval)

Title search (no liens or ownership issues)

Flood zone check

HOA/CCRs review (if applicable)

⚠ Skipping this step can leave you with land you cannot build on.

Utilities & Infrastructure Costs

Raw land often has no utilities installed. Y ou may need:

Water – Well drilling or water delivery system

Septic System – Required if no sewer is available

Electric – Extending power can cost thousands

Driveway/Access – Grading and permits

💡 Typical cost range: $20,000 – $100,000+

 

Financing the Process

Building requires different financing than a traditional home purchase:

Land Loans (20–50% down)

Construction Loans (released in phases)

Construction-to-Permanent Loans (convert after build)

 

Choosing the Right Builder

This is critical to your success:

Experience building on raw land

Knowledge of Arizona permitting

Clear pricing and timeline

Licensed, insured, and reputable

 

Timeline Expectations

1. Purchase land

2. Site prep & utilities

3. Permits & approvals

4. Construction

5. Final inspections

⏱ Typical timeline: 12–24 months

 

Total Cost Breakdown

Y our total investment includes:

Land purchase

Site preparation

Utilities installation

Permits & impact fees

Construction costs

Contingency (10–20%)

💡 Most buyers underestimate the full cost—planning ahead is key.

 

Common Mistakes to Avoid

Buying land without verifying it’s buildable

Underestimating utility costs

Skipping inspections or soil testing

Not budgeting for delays

Choosing the cheapest builder instead of the best one

 

Is Building Right for Y ou?

Great fit if you want:

Full customization

Long-term investment

Space and privacyMay not be ideal if you:

Need to move quickly

Want a fixed price and timeline

Prefer a simpler process

Building on undeveloped land can be incredibly rewarding—but only when done right.

That’s where I come in.

I help my clients:

Find buildable land (not just cheap land)

Navigate due diligence

Connect with trusted builders and lenders

Avoid costly mistakes

 

If you’re thinking about buying land or building a home, I’m here to guide your  steps of the way. Call or text to schedule a free consultation

Ronzee Henry

Libertas Real Estate

📞 480-765-0276

📧 Ronzeehenry@gmail.com

🌐 Ronzeesellsrealestate.com

Equal Housing Opportunities

“Where’s Ronzee? Right here when you need me.”

#wheresronzee